Welcome back, in this segment we will discuss the sacred art of paying bills in Korea. Korean bills will come on pieces of yellow paper and it will have Hangul (Korean writing system) and numbers which will frighten the unprepared soul. But fret not, paying your bills in Korea is actually surprisingly easy!
First, check that it's your bill. I've heard horror stories about friends almost having heart attacks when getting super high bills, but it turned out that the bill was for a neighbor. So, CHECK IT'S YOUR BILL.
Now, the easiest thing to do is take your bills to a bank and have the teller do it. These are what your bills should look like:
None of those are my actual bills. But that's what they look like. Anyway, show them to the teller and give her your bankbook, and your teller will handle the rest. Make sure you have your card, passport, and ARC (Alien Registration Card) just in case. The teller will know immediately what you want, and they are more than happy to do it for foreigners if the bank isn't particularly busy. They will even update your bankbook while they're at it.
IF you're more of an independent sort, if the bank has a lot of customers, or if you jsut want to handle it quickly, you can pay your bills at your bank's ATM. Yes. you ehard right. You can pay your bills at the ATM. Why is this not a thing in the US? This needs to be a thing in the US. it would make my life SO Much easier. The catch is that you should at least know how to read your bank's name in Korean.
What you do is, you go to the ATM and select the option for foreign languages. Then you select ENGLISH DOMESTIC if you're paying using your Korean card, or ENGLISH FOREIGN if you're using a card from home. I suggest you use your Korean card to avoid ridiculous charges. Anyway, it will take you to a menu screen with a bunch of options in English (or another language if you so choose). Choose TRANSFER. The ATM will ask you to insert your bankbook or your bank card (debit/credit card).
After that you enter your PIN and it will then ask you how much you want to transfer. Put in the EXACT amount. It won't let you over-pay. It will then take you to a screen that asks for a Bank code so that the ATM knows what bank you're sending money to. The nice thing is that bill collectors have bank accounts with the major banks of Korea. This means you can send money within your bank at no extra charge. So, enter the bank code, then on the next page it will ask you to enter the bank account number to transfer the funds to. The bills will have a list of bank account numbers as follows:
See that circled number? That matches my bank, Nonghyup, which is literally EVERYWHERE in Korea. If you come to Korea using EPIK or TaLK, you will most likely be opening a Nonghyup account during orientation.
Enter the account number that matches your bank. It will take you to a screen confirming everything. Double check that everything is right. Who you are sending it to, and how much you are sending. If everything is kosher, just go ahead and confirm and send your money away to be guzzled by the illusion we call bills and an economy.
This is bill-paying in Korea. you can also use this to transfer money to other people if you owe them or something. But yeah, it seems complicated, but once you do it a few times it becomes natural.
If I got anything wrong, let me know and I will fix it, and credit you for the info. But like I said, the best and easiest way is to have a teller do it for you.
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